AECH Financial

Level Up Your Wealth

Your financial partners who help you grow and thrive.

Etch Your Path.

ABOUT OUR COMPANY

AECH Financial stands for Advice, Empowerment, Coordination, and Harmony. We are an independent advisory firm focused on helping successful business owners and real estate professionals organize their financial lives, grow their wealth, and make confident decisions. At AECH Financial we believe in delivering real financial advice, without the ego. Our process is built around a simple framework that helps you create harmony between your life and your finances:

Integrated Planning: We coordinate across your entire financial picture—investments, taxes, insurance, estate, and business planning—to make sure everything works together.
Levels of Wealth: A gamified roadmap to track your progress from paying off bad debt, to building reserves, reaching your first $100k net worth, and all the way up to family and community legacy planning.
Cashflow Buckets System: Organize and automate where every dollar goes—operating cash, reserves, retirement savings, and long-term investments.

Build Your Future

What sets us apart

Holistic Coordination

We collaborate with your CPA, attorney, and other professionals to ensure every part of your financial life is aligned and working toward the same goals.

cashflow buckets system

Our straightforward “bucket” framework organizes your money for spending, saving, investing, and taxes—so you always know where you stand and what each dollar is designed to do.

gamification

We use a structured “levels” system to measure and celebrate financial milestones, making it easy (and a little fun) to see your progress and what comes next.

Clarity and automation

Our process emphasizes simplicity, transparency, and smart automation, helping you spend less time managing money and more time growing your business and enjoying life.

Who We Are

Meet the owner

Jay Peters, CFP®, ChFC®, AIF®
Founder & Lead Advisor

I’m Jay Peters, CFP®, ChFC®, AIF®, and I’ve spent the past decade helping entrepreneurs and real estate professionals simplify complex finances and make confident decisions. I built AECH Financial after seeing how often people with strong businesses and busy lives were underserved by traditional advice. My goal was simple: create a planning experience that’s personal, evidence-based, and built to grow with you.

Before launching AECH Financial, I spent over ten years advising hundreds of clients through all stages of wealth building, from paying off debt to designing legacy plans. I didn’t grow up knowing much about money or business, so I’ve always believed that financial planning should empower, not intimidate. That philosophy guides every plan I make today. This is strengthened by my years as a high school teacher, where I learned how to make complex ideas more approachable. I bring the same mindset to financial planning, using clear visuals and real-world examples to help clients truly understand their path forward.

If that sounds like the kind of relationship you’ve been looking for, I’d be happy to learn more about your goals and see where I can help.

Get in touch